Federal learner Loans and Grants

Federal Student Loans - Federal learner Loans and Grants

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The U.S. Federal Government is the singular largest source of financial aid for college students. In 2006 they in case,granted more than billion to more than million students.

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Federal Student Loans

Federal Loans

Stafford Loans

There are 2 types of Stafford loans The 2 types are Federal family education Loan (Ffel) and Direct Loans Financial need is not required to qualify. Students must be enrolled at least half-time to be eligible.

Direct Loan

The William D. Ford Federal Direct learner Loan schedule is the formal name for Direct Loans or Direct Stafford Loans Eligible students borrow the funds directly from the U.S. Division of Education. There are 3 types of Direct Loans administered by the Division of Education. The 3 types are Direct Stafford Loans Direct Plus

Loans, and Direct Consolidation Loans The federal government will pay part of the interest for students who demonstrate financial need.

Ffel

Federal family education Loans (Ffel) are made by banks and underground lending institutions. The 3 types of Ffel Loans are Ffel Stafford Loans Ffel Plus Loans and Ffel Consolidation Loans.

Plus Loan

Plus Loans are Parent Loans to for Undergraduate Students. Funds are borrowed by the parents of the student. The loans can be used to pay for all or a part of a student's undergraduate expenses

Federal Perkins Loan

Federal Perkins Loans are based on financial need. The educational institution loans the money to the student. Students do not have to be enrolled at least half-time as with Stafford Loans The interest rate is fixed at 5%.

Federal Grants For Students

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